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We will help you find financing for your business and set you up for the future with one easy application.

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Business Funding Made Easy

  • 80% of Applicants Approved
  • Lowest Rates
  • 24 Hour Funding
  • No Collateral
  • Flexible Payment Options
  • Credit Never An Issue

Small Business Loans

Business Loan Programs from Synergy Financial

Business Loan Programs from Synergy Financial
Small and medium-sized business that don't accept credit cards or don't do a high volume of credit card sales per month can benefit fromSynergy Financial Business Loan programs. Business Loans have the benefit of being easier to obtain than a traditional bank loan, as they are typically not based on prior credit but the present health and cash-flow of your business. Business Loans are an ideal solution for healthy businesses that do small sales in credit card transactions, but need access to cash quickly. This type of Small Business Funding is quick, easy, and beneficial for your company to grow.
The application process for our Business Loans programs takes as little as two days and can get your business cash within 7 days. Synergy Financial will work with you to define the terms of the loan that are most beneficial for your business.



Business Loan Program

Our Business Loan Program is for merchants that either do not accept credit cards, do very little in credit card sales or merchants that cannot provide split funding on their credit card sales. The advance is paid back through weekly or daily ACH payments.

Terms:

  • Advance range between 100%-150% of gross sales.
  • Maximum funding amount $500,000.
  • Advances with 6-24 month terms.

Requirements:

  • Minimum of $10,000 in bank deposits per month.
  • Owned and operated for at least 12 months.
  • Clean bank statements with consistent cash flow.
  • Personal credit requirement = Good.

Hybrid Program

The Hybrid Program is a combination of our Standard Cash Advance program and ACH program. The advance is paid back through a combination of a holdback percentage on the merchant´┐Żs credit card sales and a weekly or daily ACH payment.

Terms:

  • Advances range between 30-60% of gross sales.
  • Advances with 6-24 month term.

Requirements:

  • Processing over $1,000 per month in credit card sales.
  • Minimum of $10,000 in bank deposits per month.
  • Owned and operated for at least 6 months.
  • Clean bank statements with consistent cash flow.
  • Personal credit requirement = Average.